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On 17 October 2022, the High Court of England and Wales decided in favor of insurers in three business interruption cases involving pub owners who suffered important economic losses during the COVID-19 pandemic as a result of lockdowns and other restrictive government measures.

The companies claimed losses of over £1 billion, which they argued were covered by their policies with the several insurers against which they directed their cases. Insurers, while not denying that the policies covered such cases, nonetheless considered that the compensation was much more limited. Importantly in these cases, the High Court held that the companies could not claim losses covered by the government’s furlough payments. The judgment can still be appealed.

Reference: [2022] EWHC 2549 (Comm) / Claim No: CL-2021-000396.

Full text of the decision available at judiciary.uk en
News available at insurancebusinessmag.com en